Qistoon Par Cheezain Dena aur Sood - Dr Israr Ahmad

Dr. Israr Ahmad discusses the permissibility of installment plans with added cost (bejjal) according to Hanafi scholars, arguing it constitutes interest (riba). He differentiates bejal, where the increase is capped, from conventional interest, which compounds. He supports systems like Islamic banking as a step toward eliminating interest entirely, acknowledging complete eradication requires systemic change. He emphasizes that while bejal isn't ideal, it limits the growth of financial burden compared to traditional interest-based loans. He explains that the initial increase in price is acceptable, but subsequent compounding isn't.

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